The Money Marathon: It's a race, not a sprint
From experienced athletes to enthusiastic amateurs, everyone running in the London Marathon understands that they are in it for the long haul.
You're not alone: taking the stress out of finances
For many people, financial security can be a real worry.
The cost of living is rising and wages aren’t keeping up, putting extra pressure on households.
So, it’s no surprise that seven in ten workers say they have felt stress or financial strain in the last five years.
Happy new tax year: make the most of this year’s allowance
On Friday 6th of April, the new tax year arrived and brought with it a host of changes to the national minimum wage, personal allowances, council tax, car tax and more.
At evestor, we think the new tax year is also a great opportunity for investors to look forward and consider how to make the most of their pension and ISA allowances during the year ahead. This year, the ISA and Pension annual allowances have remained the same at £20,000 and up to £40,000 respectively (dependent on your salary).
Building your family a nest egg this Easter
Happy Easter! I’ve just been reading an article about an Easter egg that costs a ridiculous £100!
While there are obviously people out there who are happy to shell out silly money on seasonal confectionery, it strikes me that most of us would probably be better off investing that kind of cash in a nest egg, not a chocolate egg.
Video: When should I start preparing for retirement?
Hear evestor founder Anthony Morrow explain why, whatever your aspirations for retirement are, it really is never too soon to start making plans.
Video: Why should I save and invest?
Click below to watch evestor founder Anthony Morrow share his insight into how saving and investing can help bring greater financial security to your life.
Video: How to get investment ready
Click below to watch evestor founder Anthony Morrow discuss the important questions that you need to ask before setting out on your investment journey.
Video: Do I Need a Financial Adviser?
Click below to watch evestor founder Anthony Morrow give his insight into how a financial adviser can help you take the decisions that will make the most of your money.
One all-in charge would make fees simpler
2018 brings the introduction of ‘MiFID II’, an EU directive which includes plans to make investment fees more transparent and easier for investors to understand.
Granted, few people get excited about new legislation and especially those working in finance and investment. But, as you know, we have always championed transparency in the financial industry and we’re excited about what MiFID II means for our investors and for the industry in general.
Money for Nothing: How to Get Free Cash from the Taxman
There’s no such thing as a free lunch, or so they say, but there are ways that savers and investors can enjoy government tax breaks that amount to free money.
We aren’t talking about shady tax avoidance deals, these are incentives that the government has included in the tax system to encourage people to save and invest for the future.
On the pulse: Get the lowdown on the weeks changing market
Over the past few days, you may have read headlines like ‘US stock plunge sparks global sell-off’ and ‘Stock market turmoil: $4tn wiped off shares’ as the financial media attempts to encourage panic in investors. The truth is that while the financial media thrives on big headlines these types of market corrections are commonplace in people’s long-term investment journeys.
How to score a footballer's fortune
The current January football transfer window is set to be another explosive one, with Barcelona having splashed out more than £140 million on Liverpool’s Philippe Coutinho, and Tottenham rumoured to be about to hand Harry Kane a contract worth £200,000 a week.
To B or not to B? The Low-down on Cryptocurrencies
Bitcoin has been at the centre of a media storm in recent months, but could the seemingly stellar rise of this little-understood cryptocurrency be too good to be true?
The value of a bitcoin exploded during 2017, leaping from £732 in January to £14,759 at its peak in December, though at the time of writing in early 2018 it has fallen back to £10,030.
Bursting the debt bubble: 5 rules to live by
We’re hearing a lot in the media at the moment about a so-called debt bubble.
Unsecured consumer credit – that’s things like credit cards, store cards, overdrafts and car loans – has reached a level that we haven’t seen since the global financial crisis, we are told.
The me&mymoney app – the free tool to help you take control
We’re excited to announce the launch of our new free tool to help you manage your money and achieve your financial goals.
Compound Interest: how it works and why it matters
What is compound interest and how does it work?
It may sound complicated, but the principle is very simple – and it could earn you thousands of pounds over the lifetime of an investment.
Advice vs guidance: What’s in it for you?
Unless your name is Warren Buffet, it can be useful to seek expert help before investing your hard-earned money.
Expert help about financial products generally falls into two main categories – financial advice and financial guidance – and these differ significantly.
Investment platforms: The good, the bad and the terrible
As a newbie investor, it’s hard to know which investment platform to trust with your money.
There’s no shortage of options. Type ‘investment platforms’ into Google and you will be swamped with over 140 million results!
Fortunately, there are some reliable ways to separate the good providers from the bad and (gulp) the terrible.
Should you fund your retirement with your home?
Traditionally, the most common way to fund a retirement is by paying into a pension during your working life, which then provides you with a regular income.
There are other ways you can help prepare for your future and many choose to invest in property alongside a traditional pension.
Thinking of investing – what are your goals?
So, you’re thinking about investing?
It’s never too soon to start, but it’s helpful to consider why you want to invest first.
You might just want to build up your savings in an investment that’s suitable for you or you might have financial goals for yourself or for your loved ones in mind, such as buying a house, getting married or just having a comfortable retirement.
What does a financial adviser really do for you?
A financial adviser is someone who can help you achieve your financial goals.
They can create a financial plan for you, based on your circumstances; taking into account what you want to achieve and how much risk you’re willing to take.
The evestor jargon buster
Saving vs investing: what's the difference?
We all want to make the most of our hard-earned money, but what's the best way to do that?
The truth is, everyone is different and there is no one-size-fits-all answer.
Advised or non-advised? Why it's an important question.
We all know we're not saving enough.
The number of people in the UK who currently make no savings provisions at all is increasing. Worse still, the latest report by the Office of National Statistics revealed, those who are saving are doing so at the lowest level since records began.
The hidden costs of investing
There's no such thing as a free lunch.
All investments come with costs, usually in the form of annual fees, but some investments are far more expensive than others.
This blog looks at some of the fees charged by different types of investment funds and advisers, the impact they can have on your savings and how to avoid them.
FCA's Asset Management Reforms Could Save Consumers £1bn
The final findings of the FCA's study of the asset management industry is news that consumers have been waiting for. The city regulator has outlined the need for investors to be provided with greater transparency and clearer information about the fees they pay.
Robo investing and financial advisers - can you get the best of both worlds?
The use of robots to carry out once time-consuming manual tasks continues to increase in our everyday world, but would you trust a robot with your savings? It's not as off-the-wall as it sounds!
Should I save or should I invest?
evestor's mission is to make investing inclusive.
We want everyone to be able to access financial advice and investments that will help them make the most of their hard-earned money.
But we also know that investing is not always for everyone.
Get investment ready with our tips for first time investors
Investing can be a daunting experience, but at evestor we take great pride in making it as simple as possible. If you're thinking about becoming an investor, here's 9 steps that will help you get investment ready.
Why there's never been a better time to empower your pound
The need to save early and regularly has never been more important. Retirement ages are increasing and there is a growing realisation that we'll have to work longer to retire comfortably.
Our Manifesto - Clear and Simple Financial Advice
Finding a financial adviser who will give you the right advice for your needs can be both time-consuming and expensive.
At evestor, we want to help you make the right decisions on what to do with your hard-earned money by providing you with clear, simple financial advice at a fraction of the price you would pay at your bank or with a traditional financial adviser.