Compound Interest: how it works and why it matters
What is compound interest and how does it work?
It may sound complicated, but the principle is very simple – and it could earn you thousands of pounds over the lifetime of an investment.
The pensions gender gap
Advice vs guidance: What’s in it for you?
Unless your name is Warren Buffet, it can be useful to seek expert help before investing your hard-earned money.
Expert help about financial products generally falls into two main categories – financial advice and financial guidance – and these differ significantly.
Investment platforms: The good, the bad and the terrible
As a newbie investor, it’s hard to know which investment platform to trust with your money.
There’s no shortage of options. Type ‘investment platforms’ into Google and you will be swamped with over 140 million results!
Fortunately, there are some reliable ways to separate the good providers from the bad and (gulp) the terrible.
Should you fund your retirement with your home?
Traditionally, the most common way to fund a retirement is by paying into a pension during your working life, which then provides you with a regular income.
There are other ways you can help prepare for your future and many choose to invest in property alongside a traditional pension.
Thinking of investing – what are your goals?
So, you’re thinking about investing?
It’s never too soon to start, but it’s helpful to consider why you want to invest first.
You might just want to build up your savings in an investment that’s suitable for you or you might have financial goals for yourself or for your loved ones in mind, such as buying a house, getting married or just having a comfortable retirement.
What does a financial adviser really do for you?
A financial adviser is someone who can help you achieve your financial goals.
They can create a financial plan for you, based on your circumstances; taking into account what you want to achieve and how much risk you’re willing to take.
7 not-so-stupid questions about investing
For a long time, it may have seemed that investing was only easily accessible to wealthier people with more disposable cash than the average household.
The evestor jargon buster
Advised or non-advised? Why it's an important question.
We all know we're not saving enough.
The number of people in the UK who currently make no savings provisions at all is increasing. Worse still, the latest report by the Office of National Statistics revealed, those who are saving are doing so at the lowest level since records began.
The hidden costs of investing
There's no such thing as a free lunch.
All investments come with costs, usually in the form of annual fees, but some investments are far more expensive than others.
This blog looks at some of the fees charged by different types of investment funds and advisers, the impact they can have on your savings and how to avoid them.
FCA's Asset Management Reforms Could Save Consumers £1bn
The final findings of the FCA's study of the asset management industry is news that consumers have been waiting for. The city regulator has outlined the need for investors to be provided with greater transparency and clearer information about the fees they pay.
Robo investing and financial advisers - can you get the best of both worlds?
The use of robots to carry out once time-consuming manual tasks continues to increase in our everyday world, but would you trust a robot with your savings? It's not as off-the-wall as it sounds!
Should I save or should I invest?
evestor's mission is to make investing inclusive.
We want everyone to be able to access financial advice and investments that will help them make the most of their hard-earned money.
But we also know that investing is not always for everyone.
Get investment ready with our tips for first time investors
Investing can be a daunting experience, but at evestor we take great pride in making it as simple as possible. If you're thinking about becoming an investor, here's 9 steps that will help you get investment ready.
Why there's never been a better time to empower your pound
The need to save early and regularly has never been more important. Retirement ages are increasing and there is a growing realisation that we'll have to work longer to retire comfortably.
Our Manifesto - Clear and Simple Financial Advice
Finding a financial adviser who will give you the right advice for your needs can be both time-consuming and expensive.
At evestor, we want to help you make the right decisions on what to do with your hard-earned money by providing you with clear, simple financial advice at a fraction of the price you would pay at your bank or with a traditional financial adviser.