Read time: 4 mins Investing 101

Should I save or should I invest?

evestor's mission is to make investing inclusive.

We want everyone to be able to access financial advice and investments that will help them make the most of their hard-earned money.

But we also know that investing is not always for everyone.

If you have debts, for example, it makes more sense to pay them off first, and it's always a good idea to have a rainy day fund that you can access immediately in case you're hit with an unexpected expense.

We'll only recommend investing with us if it's right for you, so we've come up with this simple decision tree to help you decide.

Flowchart which will help you decide whether investing is right for you.

If you're ready to start investing right away, sign up now and we'll guide you through the process.

We'll ask some straightforward questions about your financial situation, attitude to risk and investment experience so that we can work out what's the best plan for you.

Depending on your circumstances, that might be to start paying into a pension or an ISA, or both.

If investing isn't the right option at the moment, if you're better off building up your savings or paying off your debts, that's fine.

When the time is right, we'll be here to offer you the very best investment advice.