Read time: 7 mins Money management

Spring clean your home and your finances

  • Spring cleaning your home could help you save money.
  • You could sell your unwanted clothes and items.
  • You might be paying for old services that you no longer use.

Spring is officially here. The start of a new season can be a good time to refocus your goals and prepare for the months ahead.

One way to do this is to spring clean everything! Paperwork, food, clothes. Get it all out and sort it out once and for all.

We’ve all been there.

Pulling everything out to comb through and declutter makes you realise two things; how much stuff you have, and how much of that you really use.

Knowing what you have is the first step when it comes to spring cleaning, and it can make the next steps going forward a lot easier.

In this blog, we’re going to explain why and how spring cleaning can help you to save and make money in the long run.

Clean out your clothes

At some point in our lives, we’ve all bought an item of clothing only to never actually wear it. This can be worse for some than others - our wardrobes can end up full of items that don’t fit, we don’t wear anymore or even some that still have the tags on them.

Take the time to clean out your wardrobe and put things into piles of what you want to keep and what you’re happy to part with.

In true Marie Kondo style ask yourself ‘does the item spark joy for you’?

If the answer is ‘no’ then why not try and sell it on second-hand resale websites like eBay or Depop.

If it’s unworn and still has the tags on it, you might be able to sell it for a similar price to what you bought it for. Not only does this clear out your wardrobe and give you more space, but some extra cash in your back pocket too.

If you’ve got some clothes that you’re not selling but want to get rid of then some homeless shelters will take these as well. This way your unwanted things will be going to someone who needs it.

Total up your toiletries

It’s been a while since Christmas and you might have been gifted some toiletries over the holidays.

It’s the go-to present for most people which means many of us have a lot of products spare.

But we still keep buying shower gels, shampoo and body sprays when we do our regular shop.

Get all your toiletries out in front of you and put them into different categories and start to work through the pile, throwing away empties as you go.

An extra tip is to take the lids off bottles that feel like they’re empty and we bet there’s still loads left but you just can’t reach it by squeezing the bottle.

Using up all these toiletries will clear out some space for new ones in the future, but also save you from buying any the next time you go shopping.

If you shop at places like Lush you can even take back your empty pots to be recycled and they will give you a free face mask for every 5 pots. [1]

Clear out your food cupboard

The only difference you will find with the stuff in your food cupboard and the rest of your house is that you can’t really sell it on to someone.

But organising it and knowing what you have in already will make your shopping list a lot shorter.

If you find that you do have some non-perishables that you don’t want, then you can give them to a food bank.

Most supermarkets have a donation station or you can find your nearest one online.

Check your direct debits

Spring cleaning isn’t just about your home but also your finances.

It can be easy to forget about an old gym membership or insurance policy on an item you don’t own or use anymore.

If you cancel these services with the provider, and you pay via direct debit, the provider isn’t allowed to continue taking payment (outside of the cancellation periods in the T&Cs), but some policies may be setup to automatically renew, or you may have setup your payments via standing order.

In these cases, it’s up to you to cancel the service both with the provider and your bank.

Not all companies will cancel them when you cancel their service.

Instead, it can be up to you to contact your bank.

Take the time to go through your old direct debits and cancel any which you no longer need. Make sure you read your terms and conditions though – as cancelling a direct debit or standing order may not be enough to cancel the membership. The provider, such as a gym, may even impose fees if you don’t cancel with them.

Spring clean your subscriptions

When looking through your direct debits you can also check to see what subscriptions you still have ongoing.

It might be worth re-evaluating what you’re subscribed to and if you need or want to keep that subscription going.

Magazine subscriptions are something that you can easily cut down on whilst still getting the content you like as many magazines offer content for free online.

You can reconsider whether you need a subscription with Amazon Prime and Netflix on top of your Sky TV. If you use them all, then by all means keep them – but just make that a conscious decision rather than a reflex.

Finally, when it comes to subscription boxes you can usually find out what products are in that monthly box the day after it is sent out. You can then decide if you want to purchase that box.

An extra tip for beauty lovers is to go into store and ask to try the product at the counter. You have no obligation to buy anything.

Some beauty counters will even give you tiny samples to try at home so don’t be afraid to ask.

Save yourself some money and cancel the subscriptions that no longer appeal to you or give you value.

Remember though – some agreements require you to cancel with the company, not just the direct debit! If in doubt check, as otherwise they might impose fees!

Spring cleaning might not sound like fun but it can help you get organised and prepare for the rest of the year.